Loan programs

Loan Programs For Everyone's Needs

Here at Red Letter Lending, we have loan programs to suit everyone’s needs. Whether you’re looking for a short-term loan, a long-term loan, or something in between, we have the right program for you.

Rehab loans

Here at Red Letter Lending, we offer a special type of loan known as a rehab loan. This loan is specifically designed to help those who need money to repair or remodel their homes. These loans are perfect for anyone who wants to get their home up to current standards and make it more liveable.

Construction loans

We also offer construction loans to help those who want to build a new home or remodel an existing one. Our construction loan program enables you to purchase the materials needed and pay contractors for their work.

Conventional financing

For those who don't need a special loan program, we also offer conventional financing. Our team can help you get the best rate possible on your loan and make sure you understand all of the terms and conditions before signing any paperwork.

Jumbo LOANS

For those who need to finance luxury homes or high-end properties, we also offer jumbo loans. These are larger loan amounts that require larger down payments and may have stricter qualifications than other loan programs.

VA LOANS

We also offer VA loans to help veterans purchase a home or refinance their existing mortgage. Our team is dedicated to helping veterans, and their families find a loan package that meets their needs.

HELOC

If you need access to extra funds, our Home Equity Line of Credit (HELOC) may be the perfect option. This loan gives you a line of credit that is secured by your home's equity and allows you to borrow money as needed for any purpose. At Red Letter Lending, we're here to help you find the right loan program for your unique needs. Contact us today to learn more about our loan programs and how we can help you get the funds you need.

USDA Loans

Created by the U.S. Department of Agriculture (USDA) to assist borrowers with lower income qualifications, the USDA program guarantees mortgages to Americans wishing to establish homeownership in rural communities. USDA provides 100% financing to those who qualify. No down payment is required.

Reverse Mortgage Loans

Reverse mortgages are another type of loan option available to our clients. This is a special type of loan for homeowners aged 62 and older, allowing them to access the equity in their homes without having to make regular payments. At Red Letters Lending, we offer knowledgeable guidance and advice on all types of mortgage financing, along with competitive rates and options to best suit your needs. We are committed to helping you secure the right loan for your home purchase or refinance to achieve financial stability and peace of mind.

Special programs for First time home buyers

If you're a first-time homebuyer, we offer special loan programs specifically designed to help you get into your dream home. Our team can work with you to find a loan package that meets your needs and budget. At Red Letter Lending, we understand that everyone has different financial needs. That's why we strive to offer the best loan programs for every situation. Contact us today to discuss how our team can help you get the funds you need.

WE PROVIDE SECURE AND CONVENIENT LOANS

When you work with Red Letter Lending, you can rest assured knowing that your loan is secure and convenient. We provide well-structured loans tailored to fit each customer’s needs. Our team will walk you through the entire process from start to finish, so you never have to worry about missing any important details or steps. And if you ever have questions along the way, our helpful staff are always available to answer them.

How to apply

Applying is Quick and Simple

NO MATTER WHERE YOU ARE IN THE PROCESS, WE'RE HERE TO HELP

Whether you are just getting started or have already begun the loan process, Red Letters Lending is here to help make that process hassle-free. We are dedicated to providing our clients with the best customer service and experience possible. Contact us today.